August has past again, and so it’s time for the monthly dividend update. Yet again the echange rate between the euro and dollar is causing a bit of a downturn in the number of Euro’s paid out.
I have been doing some digging into ways to compensate for the currency fluctuations and haven’t come up with a decent solution for what in effect is still a tiny portfolio. The focus however will shift towards company’s paying out dividends in the Euro country’s. Which will tackle it as well.
For now the numbers :
21/08/2017 NSI EUR 12,48
17/08/2017 Apple Inc EUR 5,38
14/08/2017 ONEOK Inc EUR 6,37
04/08/2017 Amsterdam Commodities EUR 12,00
Total EUR 36,23
August 2017 again, so it’s time for the monthly dividend rundown. Dividend slightly behind compared to last year. Mainly because of exchange rates, the dollar is pretty cheap at the moment which reflects in the 17% degrease in dividend amount. This is because I have to convert the dollars back to euros. Maybe I should check the possibility of hedging against these risks. Now the list 🙂 Until next time !
28-07-17 Dow Chemical Company EUR 3,93
27-07-17 Walt Disney Company EUR 0,60
26-07-17 Cisco Systems EUR 6,94
25-07-17 General Electric Company EUR 4,51
14-07-17 W.P. Carey Inc USD EUR 8,55
06-07-17 Unibail-Rodamco EUR 5,10
05-07-17 Vanguard FTSE All-World UCITS ETF EUR 1,43
03-07-17 Coca-Cola Company EUR 4,74
Totaal EUR 35,80
June is over again which means dividend time. This month has been another good month , in comparison with last year the dividend is up 112%. Seems like a high number but it’s mainly new positions which pay out dividends for the first time. It’s the building of the portfolio which makes this rather large percentage appear.
The first goal of this portfolio is to pay for my fixed monthly costs. Think mortgage , utility bills etc. We are nowhere near this goal but it’s progressing nicely. Every Euro automated income is welcome.
So I am pretty happy with the progress and it’s fun working on this goal. Now the numbers. Excluding the dividend tax which I pay but deduct from my taxes at the end of each year.
27/06/2017 VANGUARD DIVIDEND APPRECIATION ETF EUR 1,37
26/06/2017 RDSA Dividend Coupon EUR 41,94
20/06/2017 HAL Trust EUR 71,00
14/06/2017 Icahn Enterprises L.P. EUR 1,35
09/06/2017 Emerson Electric Company EUR 4,32
09/06/2017 Emerson Electric Company EUR 0,65
08/06/2017 Microsoft Corporation EUR 7,03
07/06/2017 Unilever Certificate EUR 3,59
02/06/2017 Porsche Automobil Holding SE EUR 10,10
Totaal EUR 141,35
Well this post is a bit overdue, but not too late. In May I added one new position to my portfolio and used the remainder of the cash to buy ETF’s , specifically the Vanguard FTSE all world ETF.
The new addition is a Dutch investment company called HAL investments, It’s the investment vehicle of one of the most famous Rotterdam shipping family’s, Van der Vorm. They used to own the Holland America shipping line , hence the name HAL. It’s not my usual investment but for me it’s an interesting one. It’s not as much about the company’s they own which are available on the stock exchange. It’s the ones that are not.
For small time investors like myself it’s hard getting in on good company’s that are not listed on one of the exchanges. This is were HAL becomes interesting. They own parts of Coolblue, infomedics and others.
The family holds most of the shares which is a nice vote of confidence. They pay a healthy dividend which contributes nicely to my goal of living off the dividends that come in every year.
the downside is they are a bit heavily invested in the exploration for oil & gas, which has not been that great of a sector the past few years. Still they manage to make a nice profit anyway.
It’s been going strong since 1989 and I believe they will do a good job investing in company’s for years to come. Hopefully they will make more investments in company’s without a listing.
It’s the end of May again, Another round of dividends, comparing the amount with last year it’s around 180% more, due to new additions to the portfolio such as Munich Re. Still it’s a nice increase and one for the future. The goal is expanding the dividend income and this month is a nice example.
For the most part it’s recurring dividends however, it’s just that Munich Re is a big chunk in this picture.
18-05-2017 Apple Inc EUR 5,68
18-05-2017 Accell Group EUR 7,20
15-05-2017 K+S EUR 12,00
15-05-2017 NSI EUR 14,00
15-05-2017 ONEOK Inc USD 5,54
12-05-2017 ASML Holding EUR 4,80
11-05-2017 Amsterdam Com EUR 22,50
04-05-2017 Bayer EUR 13,50
02-05-2017 Muenchener Re EUR 129,00
This months dividends are small , but there’s still some. The year is almost over and over the next few weeks I will think about the goals for next year. They will be small and manageable and fun. I will keep you all updated on all things in life. But that’s for another post. This one is about dividends. So without further delay, November dividends:
14-11-2016 ONEOK Inc EUR 4,87
10-11-2016 Apple Inc EUR 4,66
Not much but all little bits help. On to next month.
October is nearing the end and I am once again doing a round of dividends, it’s been a good month on the markets for me and I am slowly getting more insight in how to value company’s.
More on that later though. For now just the numbers.
28-10-2016 Dividend (Product: DOW CHEMICAL COMPANY ) EUR 3,91
26-10-2016 Dividend (Product: CISCO SYSTEMS INC. ) EUR 6,19
25-10-2016 Dividend (Product: GENERAL ELECTRIC ) EUR 4,30
14-10-2016 Dividend (Product: WHOLE FOODS MARKET IN) EUR 1,15
14-10-2016 Dividend (Product: W.P. CAREY INC. REIT) EUR 8,37
3-10-2016 Dividend (Product: COCA-COLA COMPANY (THE) EUR 4,46
Total EUR 28,38
So for this portfolio update I have added a brand new name to the collection. It’s ASML a Dutch company that makes machines to produce all these wonderful chips we all need in our phones, computers and other selected devices of choice. It has been on my list for some time now. It’s been expensive lately and still is, but I simply decided not to wait any more to add this to the portfolio. Also because I suck at timing highs and lows of any stock I wish to buy.
The company has paid out a dividend of Euro 1,05 which is nice , but as makes the current price a bit high in terms of dividend return, nevertheless still good enough. The dividend is not guaranteed , one could say that’s the case per default for any company. But it’s not a member of the dividend aristocrats family. So they will not try to pay out dividends if it doesn’t suit the company’s goals. The company’s debt is slowly decreasing which is always good. One of the other risk factors with these highly expensive and long term products is the problems that can occur with delivery times , but that is the case with all producers of this kind of high tech. For me it’s a solid investment for the future, and I hope I can add to the position in the near future.
Another month , another bit of dividend coming in this month, not much to add except the figures. Figuring out how to get a bit more revenue out of the portfolio, but since I’m very slow, this process is also very slow. Totals without tax, which will be deducted and reclaimed again at the end of the year, so irrelevant for this overview.
7-9-2016 Dividend (Product: UNILEVER DR) EUR 3,20
8-9-2016 Dividend (Product: MICROSOFT CORPORATION) EUR 3,10
9-9-2016 Dividend (Product: VANGUARD DIV APPRECIAT) EUR 1,02
9-9-2016 Dividend (Product: EMERSON ELECTRIC COMPA) EUR 4,09
19-9-2016 Dividend (Product: RDSA dvd reinvestment plan) EUR 42,18
19-9-2016 Dividend (Product: ICAHN ENTERPRISES L.P.) EUR 1,29
A bit late as I an busy taking more time off and balancing my energy, more on that in another post. The addition of August.
Only one addition this month, and yet again a extension of an existing position, namely Microsoft. It was a position that was not in line with the rest of the portfolio so it had to be adjusted. Most of the tech positions in the portfolio are performing well and I think Microsoft has more potential on the upside. The company is producing good results and while this may not be the best way to take investment decisions I love windows 10, it’s an excellent OS , fast and stable. And a lot of people agree. Also their development tools are great and they are doing a lot in the way of education and making people familiar with the software.
I think this can only get better, more and more people getting involved in tech will make for more innovations. Hopefully not only in just another app but also in research and other tech fields where you are bound to need software. All in all I am positive about Microsoft. Next month , well this month in the coming week I will get a brand new position. For the September addition.